Topic · 4 articles

Tax planning

Canadian rental ownership and planning
Own rentals personally or through a corporation? Start with your goals
Compare personal rental ownership, a property corporation and HoldCo/OpCo arrangements through financing, tax, administration and transfer costs in Canada.
Canadian rental ownership and planning
Corporate rental income: tax, refunds, and the cost of administration
Follow Ontario corporate rental profit through tax, dividend refunds, owner tax and extra annual costs, with a clearly labelled hypothetical cash comparison.
Canadian rental ownership and planning
Rental ownership with a spouse: sharing shares does not settle the tax question
Understand why joint title or equal rental-company shares do not settle spouse tax: contributions, attribution, TOSI and real work all need review.
Canadian rental ownership and planning
Leaving rental assets to children: property, shares, and succession choices
Compare gifting rentals, inheritance and company shares, then plan for capital gains, possible recapture, control and estate cash needs in Canada.