Topic · 3 articles

Refinancing

Canadian rental mortgages
Renewal, switching, and refinancing: compare the right offers
Separate mortgage renewal, switching and refinancing. Compare interest, fees and remaining debt on equivalent rental offers, with scoped Canadian rules.
Canadian rental mortgages
Breaking a mortgage: estimate the penalty before making a move
Estimate mortgage break costs, understand three-month interest and IRD, and request a dated payout quote before selling or refinancing a Canadian rental.
Canadian rental mortgages
Negotiate a refinance: incentives are only part of the deal
Compare refinance rates, fees, cashback and early-exit costs. A worked rental example separates payment relief from the full financing-cost break-even.