Topic · 6 articles

Rental financing

Canadian rental mortgages
Canadian mortgage interest: compounding, payment dates, and the first bill
Understand Canadian mortgage interest, semi-annual compounding and first-payment timing so your rental budget covers the actual lender schedule.
Canadian rental mortgages
Fixed and variable rental mortgages: what moves the rate and the payment?
Compare fixed and variable rental mortgage payments, prime-rate changes and trigger risks using a clear example and product-specific contract questions.
Canadian rental mortgages
Renewal, switching, and refinancing: compare the right offers
Separate mortgage renewal, switching and refinancing. Compare interest, fees and remaining debt on equivalent rental offers, with scoped Canadian rules.
Canadian rental mortgages
Breaking a mortgage: estimate the penalty before making a move
Estimate mortgage break costs, understand three-month interest and IRD, and request a dated payout quote before selling or refinancing a Canadian rental.
Canadian rental mortgages
Negotiate a refinance: incentives are only part of the deal
Compare refinance rates, fees, cashback and early-exit costs. A worked rental example separates payment relief from the full financing-cost break-even.
Canadian rental mortgages
Scaling a rental portfolio: questions to ask lenders before the next purchase
Check rental mortgage capacity, collateral, income, guarantees and rate holds. Learn which lender limits need written confirmation before another purchase.